Bankruptcy Lawyer in San Luis Obispo & Santa Maria

Regain Control of Your Debt & Financial Future

If you are struggling to stay financially afloat due to unmanageable debt, you are probably feeling a great deal of stress and anxiety over your ability to provide for your family. If this is the case, you may be able to start financially anew by filing for bankruptcy.

The Law Offices of R. Morgan Holland, L.C., can advise and guide you through the entire process. With our help, debt relief could be within your reach.

How Can Bankruptcy Help Me Resolve My Debt?

Our Santa Maria bankruptcy lawyer has 28+ years of legal experience and has handled thousands of cases, including bankruptcy matters. We can carefully look into your financial situation and recommend which form of bankruptcy is right for you and your family.

Our San Luis Obispo bankruptcy attorney can help you file for any of the following kinds of bankruptcy:

  • Chapter 13 (reorganization) – This form of bankruptcy can reorganize your debt into manageable payment plans over a period of several years. Any debt that remains may likely be discharged.
  • Chapter 7 (liquidation) – This bankruptcy is also known as liquidation bankruptcy because it allows for the liquidation of your nonexempt assets to pay off your debts. You must meet certain income qualifications to be eligible for Chapter 7 bankruptcy. In most cases our clients are able to keep all of their assets and still receive a discharge of their debts.

Our team can guide you through the entire bankruptcy process, including helping you with filing all the necessary paperwork so you never feel overwhelmed or confused about your options. When you entrust your bankruptcy matter to us, you can feel peace of mind in knowing that your case is in good hands.

Ready to find a solution to your debt? Call us for a free review!

Our firm understands that if you are contemplating filing for bankruptcy, you are probably concerned about the financial cost of retaining legal representation. This is why we proudly offer all our clients a complimentary case analysis with our legal team. This 30-minute, in-person meeting allows us to explain a person's legal options while also providing them with an estimated timeframe and cost for their case.

For the results-driven and reliable legal guidance you need for your bankruptcy case, please do not hesitate to get in touch with us as soon as possible.